Frequently Asked Questions

No problem! We are proud to work with both experienced and first-time investors.

Depending on the deal, we can close in as little as 48 hours. DSCR/rental loans require longer turn around times but with a full file including appraisal and title work, we can close in as little as 1 week.

We do have funding options available that require no credit check and/or have no minimum credit score. DSCR/rental loans do require a minimum of 620+ credit score. For multi-member entities, we can structure the deal to utilize one member's credit and ignore the others. 

Fortunately, we do have soft-pull only financing available for fix and flips, new construction, and DSCR/rental loans. In some states, we are able to provide financing with no credit check. Contact us for more details.

We do have 100% financing available for fix and flips where 100% of the purchase price and rehab costs can be financed. You will still need to bring closing costs to the closing table, but no down payment is required if your loan amount is under 75% of the ARV. 

Some of our programs do allow seller seconds/seller carrybacks. Please contact to review your scenario to see if we can help. 

We do have 100% financing available for fix and flips where 100% of the purchase price and rehab costs can be financed. You will still need to bring closing costs to the closing table, but no down payment is required if your loan amount is under 75% of the ARV. 

Some of our programs do allow seller seconds/seller carrybacks. Please contact to review your scenario to see if we can help. 

We do have 100% financing available for fix and flips where 100% of the purchase price and rehab costs can be financed. You will still need to bring closing costs to the closing table, but no down payment is required if your loan amount is under 75% of the ARV. 

Some of our programs do allow seller seconds/seller carrybacks. Please contact to review your scenario to see if we can help. 

At this time, we do not offer down payment assistance or gap financing.

Fortunately, the answer is almost always no. Owner-occupied commercial properties will require tax returns to ensure the owner's ability to repay the loan. 

We do not collect any upfront fees. If an appraisal is required for your loan, you will be required to pay this cost prior to closing. Residential appraisals are typically $650-$850 and commercial appraisals are typically $2,500-$5,000 depending on the scope of work needed and property type.